Web Credit

Financial and operational benefits:
  • Streamlines and simplifies the lending process; 
  • Reduces operational and stationery costs;
  • Manages credit applications in real time and in a controlled manner.

Main features:
  • Secure and controlled environment through categories of users with different rights - Front-office (credit officers in locations with limited decision-making rights) and Back-office (credit specialists with decision-making rights on the credit applications);
  • Full management of customers and prospects - the system keeps a data history related to customer and, at the same time, enables advanced searches for information saved at customer entity level;
  • Advanced configurability by customizing loan applications for each type of client or credit item, with possibilities of finding documents according to certain information;
  • Indicators depending on customer type, the application suggesting templates of data structures to be filled in;
  • Information about scoring, the application calculating automatically the scoring for each decision-making indicator;
  • Configurable payment schedules, monthly or quarterly, with equal royalties or capital, with possibilities of granting periods of grace or seasonable repayments etc.; The application allows the import of payment schedules from Excel files;
  • Guarantees;
  • History of transitions of business status of the lending applications;
  • Interface with Back-Office system.

Clients Web Credit

TBI Credit

TBI Credit

Simplu Credit

Simplu Credit

ROCAPITAL

ROCAPITAL

Claret EuroCredit

Claret EuroCredit

Banca Transilvania

Banca Transilvania

Askredit

Askredit

Access Financial Services- IFN

Access Financial Services- IFN