Financial and operational benefits:
- Streamlines and simplifies the lending process;
- Reduces operational and stationery costs;
- Manages credit applications in real time and in a controlled manner.
- Secure and controlled environment through categories of users with different rights - Front-office (credit officers in locations with limited decision-making rights) and Back-office (credit specialists with decision-making rights on the credit applications);
- Full management of customers and prospects - the system keeps a data history related to customer and, at the same time, enables advanced searches for information saved at customer entity level;
- Advanced configurability by customizing loan applications for each type of client or credit item, with possibilities of finding documents according to certain information;
- Indicators depending on customer type, the application suggesting templates of data structures to be filled in;
- Information about scoring, the application calculating automatically the scoring for each decision-making indicator;
- Configurable payment schedules, monthly or quarterly, with equal royalties or capital, with possibilities of granting periods of grace or seasonable repayments etc.; The application allows the import of payment schedules from Excel files;
- History of transitions of business status of the lending applications;
- Interface with Back-Office system.
Clients Web Credit