The Web Leasing module is dedicated to sales (POS, bank branches, dealers, brokers etc.) and risk analysis teams in leasing companies. It is also used for analyzing risks of Addendums.
- The web interface allows sales teams to create and monitor, from anywhere, all financial-leasing offers;
- A main offer can be filled in and saved on this web interface;
- Allows the recording of necessary data for the lease application, including all necessary information for the risk analysis based on scoring.
- Complex calculation and decisional engine, fully configurable;
- Uses data from BackOffice (previous behavior) and FrontOffice (introduced by request) to compute various indicators;
- Includes a precondition area (that allow the client segmentation) and a post condition area (that can modify the calculation engine’s decision);
- Can use data obtained via web from multiple sources for the risk analysis;
- The decision can be automatic (scoring and conditions engine) or manual (additional BO analysis);
- Allows the web validation of lease applications – analysis/ approval/ rejection of the financing application;
- In addition, the module analyzes in terms of risk all requests for rescheduling /restructuring submitted in the back-office by active clients;
- The module includes a description of the workflows that will be observed by users;
- The module has a powerful security system, ensuring data segregsation according to granted user rights.
- Ensures the data transfer between the front office and back office applications, either with different databases and automatic replication, with a single database.
- Records all information regarding the credit contract:
- Stakeholders (user, insurer, endorser, etc.)
- Financial data – contract currency and exchange rate, reference bank, advance payment, risk insurance, management fee, interest, and calculation and recording monthly rates based on the above parameters.
- Score assessment, risk, information on the loan applicant (net income, etc.);
- Allows the access to product, partners and lease offers lists;
- Allows the configuration of the evaluation criteria.
Clients Web Leasing