Financial Wholesale Module is designed for financing of dealers in preferential conditions for various aspects of their activity (equipment stock, spare parts stock, showroom, current activity).
- Integrated management of the financing module of groups of dealers and specific conditions;
- Possibility of offsetting from direct financing and financing of sales made by dealers;
- Direct / online access of dealers to the status of financing received and new financing applications.
- Granting credit limits for each type of use based on full data of dealers (market share, degree of risk, use, history of collaboration etc.) and following the application of complex analysis rules;
- Complex and real-time management of financing lines as well as drawings;
- Automatic calculations of fees, interest, penalties and provisions related to wholesale contracts;
- Specialized management of guarantees and documents related to financing contracts;
- Tracking the financed inventory by dealer addresses (floor-check);
- Fast and advanced interaction with partner dealers through an online interface. Taking financing applications and payment intentions, as well as complete and detailed status of the signed contracts through secured access;
- Defining and using dedicated financing products, which establish the conditions (interest, grace periods etc.) specific for each type of dealers / group of dealers;
- Financing can be made multi-currency;
- Option of discounts, payment re-scheduling and various repayments, depending on guarantees and type of partner;
- Automatic notification on the issue of invoices or maturities of capital or interest, fees, penalties or expenses incurred for contracts;
- Automatic issue of invoices;
- Possibility of offsetting liabilities related to direct financing of the dealer (principal, interest, fees) and the sale contracts in lease / loan which the dealers make to end customers.
Clients Financial Wholesale